Japanese Health Insurance for Foreigners – What’s the Difference?

There are a few options for health insurance in Japan for foreigners. The most common is probably the Japanese National Health Insurance, or JNHI. This is available to anyone who lives in Japan and has a visa that allows them to stay for more than one year.

It covers 70% of medical expenses, and you can choose your own doctor or hospital. premiums are based on your income, and there is a small co-pay for each visit (usually around 30%).

Health insurance in Japan for foreigners

If you are a foreigner living in Japan, you may be wondering about your health insurance options. In this blog post, we will give you an overview of the Japanese health insurance system and some tips on how to choose the right plan for you. The Japanese health insurance system is divided into two main categories: public health insurance and private health insurance.

Public health insurance, also known as kokumin kenkou hoken, is available to all residents of Japan regardless of nationality. This type of insurance covers 70% of medical expenses and is paid for through taxes. Private health insurance, on the other hand, is not mandatory but can be purchased by anyone who wishes to do so.

Private plans typically cover a higher percentage of medical expenses than public plans, but they also come with higher premiums. When choosing a health insurance plan in Japan, there are a few things to keep in mind. First, consider what types of medical care you are likely to need and make sure that your chosen plan covers those services.

Second, compare premiums and deductibles between different plans to find one that fits your budget. Finally, be sure to read the fine print carefully before signing up for any plan so that you understand exactly what is covered and what is not. With these tips in mind, you should be well on your way to finding the perfect health insurance plan for your needs as a foreigner living in Japan!

Health Insurance Japan Cost

When it comes to health insurance, Japan is a country that has a lot to offer. The cost of health insurance in Japan is very reasonable, and there are many different options available to suit the needs of any individual or family. In addition, the quality of healthcare in Japan is excellent, and there are many hospitals and clinics which offer world-class treatment.

The Japanese government provides universal health coverage for all residents of the country, and this includes both public and private hospitals. There are two main types of health insurance in Japan – Employees Health Insurance (EHI) and National Health Insurance (NHI). EHI is provided by employers, and covers employees as well as their families.

NHI is open to all residents of Japan, regardless of employment status, and offers good coverage at a reasonable price. Both EHI and NHI cover a wide range of medical expenses, including hospitalization, surgery, outpatient care, prescriptions drugs and more. In addition, most policies also provide some level of coverage for dental care.

It should be noted that while the cost of health insurance in Japan is relatively low compared to other developed countries, it is still important to shop around and compare different policies before purchasing one.

Does Japanese Health Insurance Cover Overseas

No, Japanese health insurance does not cover overseas medical expenses. If you are a resident of Japan and have a Japanese health insurance policy, your coverage will be limited to medical services within Japan. For residents who are not covered by the national health insurance system, private health insurance policies may provide some coverage for overseas medical expenses, but it is important to check with your insurer in advance to find out what is covered.

Employee Health Insurance Japan

In Japan, it is mandatory for employers to provide health insurance for their employees. This insurance covers a wide range of medical expenses, including hospitalization, outpatient care, dental care, and prescriptions. Employees pay a small portion of the premium (usually around 10%), while the rest is paid by the employer.

There are two main types of health insurance in Japan: private insurance and public insurance. Private insurance is typically provided by Japanese companies, while public insurance is administered by the government. In most cases, employees are automatically enrolled in their company’s private health insurance plan.

However, they can opt out of this coverage if they have another form of health insurance (such as through a spouse). One advantage of having employee health insurance in Japan is that it usually comes with a number of perks, such as discounts on gym memberships and hotel stays. Additionally, many plans cover preventive care services such as screenings and vaccinations at no additional cost.

Travel Insurance in Japan for Foreigners

When travelling to Japan, it is important to make sure that you are adequately covered by travel insurance. There are a number of factors to consider when choosing a policy, and it is important to understand the coverage that is available. One of the first things to consider when purchasing travel insurance is what type of coverage you need.

There are three main types of coverage: medical, trip cancellation, and baggage. Medical coverage will protect you in the event that you become ill or injured while on your trip. Trip cancellation coverage will reimburse you for any non-refundable expenses if you have to cancel your trip for a covered reason.

Baggage insurance will reimburse you for lost, stolen, or damaged baggage. It is also important to consider the length of your trip when purchasing travel insurance. Most policies will cover trips up to 30 days in length, but there are some that will cover longer trips.

It is important to read the fine print of your policy carefully to make sure that it meets your needs. Finally, be sure to check with your health insurance provider before purchasing travel insurance. Some health insurance policies will provide limited coverage for medical expenses incurred while abroad, so it is important to know what (if any) coverage you already have before buying additional insurance.

With these considerations in mind, finding the right travel insurance policy for your trip should be a relatively easy task.

Best Life Insurance in Japan for Foreigners

When it comes to life insurance in Japan, there are a few things that foreigners need to know. For starters, the process of getting life insurance in Japan can be a bit different than what you’re used to back home. But don’t worry – we’re here to help!

In this blog post, we’ll go over everything you need to know about getting life insurance as a foreigner in Japan. We’ll discuss the different types of life insurance available, how to choose the best policy for your needs, and where to go to get started. So without further ado, let’s jump right in!

Japanese Health Insurance Card

If you are a resident of Japan, then you are required to have a Japanese health insurance card. This card provides access to medical care and services in Japan. It is also used to pay for medical expenses incurred while in Japan.

There are two types of health insurance cards in Japan: the National Health Insurance (NHI) card and the Employee’s Health Insurance (EHI) card. The NHI card is issued by the government and is available to all residents of Japan who are enrolled in the National Health Insurance program. The EHI card is issued by your employer and is available to employees of companies that participate in theEmployee’s Health Insurance program.

Both programs provide basic coverage for medical expenses, but there are some differences between them. If you have a Japanese health insurance card, you can go to any doctor or hospital that accepts that particular type of insurance. You will need to show your card when you visit a doctor or hospital, and they will bill your insurance company directly for the cost of your treatment.

In most cases, you will only need to pay a small co-payment (usually around 10%) out-of-pocket for each visit. If you require hospitalization or expensive treatments, your insurance will cover a larger portion of the costs. There are many different types of health insurance plans available in Japan, so it’s important to choose one that meets your needs and budget.

Be sure to shop around and compare plans before enrolling in any program.

National Health Insurance Japan Foreign Students

As a foreign student studying in Japan, you may be wondering if you are eligible for national health insurance. The answer is yes! All foreign students enrolled at Japanese universities and colleges are required to enroll in the National Health Insurance (NHI) program.

This applies to both full-time and part-time students. The monthly premium for NHI is relatively low, especially when compared to private health insurance plans. For example, the monthly premium for a 22-year-old student would be just over 2,000 yen.

And don’t worry – if you can’t afford the premium, there are subsidies available based on your income level. In addition to basic medical coverage, NHI also covers things like dental care and mental health services. So if you get sick or injured while studying in Japan, rest assured that you will be covered!

How to Get Health Insurance in Japan

If you are looking to get health insurance in Japan, there are a few things that you need to know. The first is that the Japanese government requires all residents to have health insurance. This means that if you do not have insurance, you will be responsible for paying 100% of your medical bills.

Health Insurance Japan for Foreigners

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Can Foreigners Get Health Insurance in Japan?

Yes, foreigners can get health insurance in Japan. There are a few different ways to do this, and the best option for you will depend on your individual circumstances. The most common way for foreigners to get health insurance in Japan is through their employer.

Many employers will offer health insurance as part of their benefits package, and this is usually the most affordable option. If your employer does not offer health insurance, or if you are self-employed, you can purchase private health insurance from a Japanese insurer. This can be more expensive than getting insurance through an employer, but it may still be cheaper than buying health insurance in your home country.

You can also join one of Japan’s national health insurance plans if you meet certain criteria. These plans are open to all residents of Japan, regardless of nationality, and they provide good coverage at a reasonable price.

How Much Does Japanese Health Insurance Cost?

There are a few different types of health insurance in Japan, but the most common is the Employees’ Health Insurance, which is usually provided by your employer. The cost of this insurance depends on a few factors, such as your age, gender, and pre-existing conditions, but the average monthly premium is around ¥10,000 (about $100 USD). If you’re self-employed or otherwise not eligible for Employees’ Health Insurance, you can purchase private health insurance.

The cost of this will again depend on factors like age and gender, but it tends to be more expensive than Employees’ Health Insurance, with premiums starting at around ¥20,000 per month (about $200 USD).

How Do I Pay for Health Insurance in Japan?

There are a few ways to pay for health insurance in Japan. The first is through your employer, if they offer health insurance as a benefit. The second is through the government-sponsored National Health Insurance (NHI) program.

And the third is by purchasing private health insurance. If you have an employer-sponsored plan, your premiums will be deducted from your paycheck pre-tax. This means that you will save on taxes, as well as on social security and pension contributions.

Your employers may also contribute to your premiums, making this option even more affordable. If you enroll in NHI, you will be required to pay a monthly premium based on your income. Those who earn less than a certain amount per year are exempt from paying premiums altogether.

In addition, those aged 75 or older are only required to pay half of the standard premium amount. Private health insurance plans are also available in Japan, though they can be quite expensive. If you choose this route, it’s important to compare different plans and find one that best suits your needs and budget.

How Long Does It Take to Get Japanese Health Insurance?

Assuming you are referring to national health insurance in Japan, enrollment is usually done through your employer and the process takes around 2-3 weeks. If you are enrolled in an employee health insurance plan, your coverage will start from the first day of the following month. However, if you enroll on your own, there is a one-month waiting period before your coverage starts.


If you’re a foreigner living in Japan, you’ll need to get health insurance. The Japanese government requires all residents to have health insurance, regardless of nationality. There are two types of health insurance in Japan: public and private.

Public health insurance is provided by the government and is available to all residents. Private health insurance is provided by companies and is not available to everyone. In order to be eligible for private health insurance, you must be employed by a company that offers it.

If you’re self-employed or unemployed, you can’t get private health insurance. You can only get public health insurance.

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