Top Discounts on Classic Car Insurance: Get the Cheapest Prices Now

There are a few things you can do to get the cheapest insurance for your classic car. One is to make sure that you shop around and compare rates from different insurers. Another is to ask about discounts, such as discounts for being a member of a classic car club or for having multiple policies with the same company.

You may also be able to get a lower rate by increasing your deductibles.

Are you a classic car owner looking for the cheapest insurance? If so, you’re not alone. Many classic car owners are always on the lookout for ways to save money on their insurance premiums.

Here are a few tips to help you get the most affordable coverage for your classic car: 1. Shop around – Just like with any other type of insurance, it’s important to shop around and compare rates from different companies before choosing a policy. Be sure to get quotes from several different insurers and compare them side-by-side before making a decision.

2. Consider usage-based insurance – Usage-based insurance is a newer type of coverage that charges customers based on how much they actually drive their vehicles. If you don’t use your classic car often, this could be a great option for you since it could result in significant savings on your premium. 3. Raise your deductible – Another way to lower your premium is by raising your deductible.

This means you’ll have to pay more out of pocket if you do need to make a claim, but it can lead to big savings on your overall policy cost. 4. Get discounts – Many insurers offer discounts for things like having multiple cars insured with them or having an alarm system installed in your vehicle. Be sure to ask about any available discounts when getting quotes so you can take advantage of them and save even more money!

Why You Want Classic Car Insurance – Insurance Hacks

Are Classic Cars Cheaper to Insure?

There are a few factors to consider when it comes to insuring classic cars. The first is that classic cars are generally older models, which means they might not have all the safety features of newer vehicles. This can make them more expensive to insure.

Another factor to consider is that classic cars are often used for pleasure driving and not as daily commuters. This means they might be driven fewer miles and thus, be less expensive to insure. Finally, many insurance companies offer discounts for classic car owners who belong to classic car clubs or who take part in classic car shows.

Which Car Insurance is Best for Old Cars?

There are a few things to consider when trying to determine which car insurance is best for old cars. The first is the value of the vehicle. If the car is not worth very much, then it might not make sense to spend a lot on insurance.

However, if the car has sentimental value or is otherwise valuable, then it might be worth insuring for more than just its market value. Another thing to consider is how often the car is driven. If it is only driven occasionally, then a less comprehensive policy might suffice.

However, if the car is driven frequently, then a more comprehensive policy would likely be necessary. Ultimately, it depends on the individual situation and what kind of coverage makes the most sense for the car and its owner.

Is It Cheaper to Insure a 20 Year Old Car?

The short answer is no, it is not cheaper to insure a 20 year old car. In fact, depending on the make and model of the car, it could be significantly more expensive to insure than a newer model. The reason for this is that older cars are generally less safe than newer ones, and they also tend to have higher repair costs.

Of course, there are some exceptions to this rule. If you have a classic car that you only use for special occasions, then it may be cheaper to insure than a brand new luxury car that you drive every day. But in general, if you’re looking for the cheapest insurance rates, you’ll want to stick with newer models.

Can You Insure a Classic Car As a Daily Driver?

Yes, you can insure a classic car as a daily driver. However, there are a few things to keep in mind. First, your insurance company will likely classify the car as an antique or collector car, which could affect your premium.

Second, you will need to make sure the car is properly maintained and that you have the appropriate insurance coverage for an antique or collector car.

Cheapest Insurance for Classic Car


Grundy Classic Car Insurance

Grundy Classic Car Insurance has been providing peace of mind for classic car collectors for over 35 years. We understand the unique needs of the classic car owner and collector. That’s why we offer affordable, comprehensive coverage with agreed value and no mileage restrictions.

Whether you’re looking to insure one classic car or an entire collection, Grundy has you covered.

Hagerty Classic Car Insurance

Whether you’re a classic car enthusiast or you just have an old car that you want to insure, Hagerty Classic Car Insurance is a great option. Hagerty specializes in insuring classic and collector cars, so you can be sure your vehicle is in good hands. Here’s what you need to know about Hagerty Classic Car Insurance.

What is Hagerty Classic Car Insurance? Hagerty Classic Car Insurance is designed specifically for classic and collector cars. That means your vehicle must be at least 15 years old and have a limited production run.

If your car meets those criteria, you can get comprehensive coverage with agreed value protection. That means if your car is totaled, you’ll get the full agreed upon value of your vehicle, not the depreciated value. How Much Does Hagerty Classic Car Insurance Cost?

The cost of Hagerty Classic Car Insurance depends on a number of factors including the make and model of your vehicle, its age and condition, how often you drive it, and where you keep it stored when it’s not in use. Generally speaking, premiums start at around $100 per year but can go up from there depending on your specific circumstances One great thing about Hagerty Classic Car Insurance is that they offer a number of discounts that can help lower your premium.

For example, if you store your car in a secure garage when it’s not being driven, you could qualify for a discount.

Safeco Classic Car Insurance

If you’re a classic car enthusiast, you know that your vehicle is an investment. You take care of it and maintain it to the best of your ability to keep it running and looking great. And when it comes to insuring your classic car, you want to make sure you have the right coverage in place.

That’s where Safeco Classic Car Insurance comes in. We understand the unique needs of classic car owners and have designed our coverage to provide protection for your collector car. Whether you use your classic car for shows or just enjoy taking it out for leisurely drives, we can help safeguard your investment.

Here are some of the features of our classic car insurance coverage: Agreed value coverage – we’ll agree on a value for your vehicle when you purchase coverage, so you’ll know exactly how much protection you have in place. In the event of a total loss, this is the amount you would receive to replace your vehicle.

– we’ll agree on a value for your vehicle when you purchase coverage, so you’ll know exactly how much protection you have in place.


If you’re looking for cheap insurance for your classic car, then you’ll want to follow these tips. First, shop around and compare rates from different insurers. Second, consider raising your deductible to lower your premium.

Third, ask about discounts that may be available to you. Finally, make sure you understand the coverage options offered by each insurer before making a decision. By following these tips, you can get the cheapest insurance for your classic car.

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